The kelvin or color temperature does not relate to amount or intenisty of light you have. The kelvin/color temperature is the appearance the light gives for example, red or blue! The kelvin of sunlight at noon is around 5500K therefore basing your lights around this value will be good for plants. Many hobbyists including myself actually mix lights by using higher K lights like 6500K but this if more or less for appearance.
More importantly for growing plants is the intensity meaning how many light you have. The simplest method is using watts per gallon (wpg). In your case, you have 40W (2x 20W) total. Now we need your tank capacity. By finding the wpg, you can choose plants that will thrive in your tank.
Low lighting - 1-2wpg
medium - 2wpg
high - 3-4wpg
HTH