What kind of tank is it?
I recently set up an Eclipse Explorer (2 gallons) and the temp in the tank has stayed in the 70s even when the room temp has dropped into the 60s. I have read elsewhere that this happens in these tanks, I can only assume that heat from the pump motor keeps the water warmed. In which case, you might not need a heater, as many fish are fine in the 70s.
Buy a stick-on thermometer and see where your temp is before investing in a heater. If you do think you need one I have read that the 25W Visitherms have worked well in 2 gallon tanks.
Let us know what you end up doing.