Weekly water changes are always what I do, with every fish I've owned. This isn't my first betta, but it is the first time I've seen this happen.
The problem I had was I got my fish Monday of last week, put him in the 10 gallon cycled tank. By that Friday, before I even had the chance to do a water change, he was lethargic and had clamped fins with no other symptoms to tell me what was wrong, no redness, white spots, or anything, ammonia and nitrite were at 0 and nitrates were almost 0 as well. Temp was 75, and while I considered it at first I still don't think that was the problem unless the heater was really doing a bad job catching up when night hit so my fish was going through temp fluctuations, but it's unlikely. I changed the heater later and the tank has been at a constant 80 degrees.
So I tested the pH, got a reading of 6.0 with a test that wouldn't measure any lower. Got another test I'd had that went to 5.0, the test showed 5.0 on that one. For all I know it could've been lower. That really was the only odd factor. If you guys think of anything else, ask me and I'll answer, but symptoms and water measurements didn't add up (usually I see those symptoms in ammonia-poisoned fish, but like I said, ammonia was 0 before the fish, and has been every day since I put him in).
The guy at the store said my water could have low buffers (I forget the two letter designation for it, kH or something), so my pH dropped quickly. For all I know it dropped below 5.0 within a day (if that's even possible, dropping from 7.0 out of the tap) and if so, even a change more than .5 in a day would've stirred him up I think, I should've been testing it too, but since the water came out of the tap at 7.0 I thought it had enough buffers that I wouldn't have to worry.
Either way, the Bettafix and aloe vera got his fins back to normal, so I stopped that two days ago. There's nothing else going in the tank aside from food and treated water for his weekly change (which has only happened once, his second one is scheduled for tomorrow, I like to do them on Sundays).
So I'm hoping with this laid out that there's something to match it so I know what happened and how to prevent it.
Oh Thyra, to answer you, I'm in Oak Harbor. I know people who've lived here consider it warm right now, being summer, but I've lived in south Florida for the past 11 years xD This is cold to me. And as of this coming Monday he'll have been in the tank for 2 weeks. Hope this helps, I'm just happy he's better, but I'd really like to know what happened.