I am in fishtank owner hell...

beckyd

Large Fish
Mar 16, 2009
381
0
0
#1
Had a sick kid today. Hey, no prob. That means I get to call out of work and do some work on the 150g I am setting up. All is well. Until I decide to pop the hose in for awhile before we leave to go to the doctor. You guessed it! I left in ON! Now my house is full of people pulling up my carpets and wood floors. This sucks:(
 

beckyd

Large Fish
Mar 16, 2009
381
0
0
#7
Thanks for all your sympathy. And while I would generally see the good part of having a new floor, all of this is only 6 mos old. Why couldn't I accidently ruin something that needed replacing? Oh well, I am doing my part to stimulate the economy.

Laura-at least I didn't lose any fish. Sounds like you did? Oh no. I'll have to check your post about that out later.

The cleanup guys just told me that the water tracked into my room along the wall. That means I have to move the 75g and the betta sorority. Uhg! I am going to be showering with my fish. There is nowhere to put more tanks! Anyone ever see a fishtank in a closet???

This is important: This stinks, but I learned what to do and you should all know this too. This process would apply in the case of a tank leak or breakage, as well. Moderators might want to consider a sticky with this info for all tank owners. It can mean thousands of dollars if you don't follow the right process. First of all, I am a home owner. This means everything is covered under my homeowners policy:the clean-up crew, labor to move furniture, tanks, etc, all the flooring materials, and contractors to put it back down. All this is covered by insurance of whoever owns your building if you are a renter. If you are a renter you MUST have renters insurance to get any personal property replaced that is damaged. This may not seem important, but it is. I have water damage in nearly every room in my house. The water tracked under the walls. I don't have much nice wood furniture, But right next to that tank is a $2500 entertainment center surrounding a $800 big screen TV that sits right on the floor. I also am worried about the integrity of the wood of the stand that is holding the 150g. Renters insurance is worth every dime you pay for it.

So, you come home to water disaster. Step 1 is to call your insurance company. Renters, call the owner first to get their insurance company involved. The insurance company tells you who to call to start the cleanup process, turns in a claim, and gets the ball rolling. Renters, call your insurance company right after the owner and get guidance. Calling the wrong people without the insurance company's involvement could invalidate your claim. The cleanup crew comes asap and an adjuster from the insurance company heads your way later to get a handle on the amount of damage and next steps. Don't injure yourself trying to move stuff on your own. You risk damaging your property and yourself and it is not necessary. Your insurance covers movers to properly handle anything you cannot. I am moving my own tanks mostly because I can get people to help and I have equipment to empty and fill easily. I prefer to move my fish myself. Also, do not be tempted to let water damage go without professional assessment. I have water in my walls. They are treating it with something to keep my family from having mold and bacterial health issues in the future and testing it for structural integrity. (cover your tanks-that treatment stuff is disintegrating my nose hairs!) You cannot let wet walls and soaked carpet dry on its own. You also really cannot assess for wet walls by touch. They have cool gadgets. Let them use them. Also, I live in Florida. No basements, our homes are built on cement slabs. If you leaked into a basement or another floor underneath you, you have alot more trouble than me. The cleanup guys and the insurance people have told us what to do from the minute they got involved. It makes you feel back in control of a very out-of-control situation. So, verify those policies people! And try not to multi-task, sigh:(

One more thing- the cleanup guys are telling us to document all the work we are doing ourselves. The insurance company will take money off of our deductible.

Anshuman-perhaps you didn't ask for pics, but I promised to document the tank setup. How can I consider it complete without including this fun?? So, here you go! Picture 1: When this is parked in your driveway, it is rarely a good sign. #2 is my office. It now contains the goldfish and angel tanks. #3 is my kitchen. (I guess we'll be eating out). That's the 150 in the corner and you can see the turtle tank on the table. The turtle, by the way, seems not at all stressed by the whole situation. He is constantly standing up on the front wall stretching his neck out to check out all the activity. I guess he is enjoying a change of scenary. Its kinda cute. #4 is my floor going bye-bye.
No, these tanks were not all in my living room. The turtle and goldies were in my sons room. His floor is ruined, as is my other son's. The tanks needed to move to get out of the way for the cleanup and replacement. There is a bathroom in between their bedrooms. The cabinets are a big question mark right now. The dog bowls in there were floating!
 

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Feb 27, 2009
4,395
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36
#11
I've had this system for years. You might want to invest in one. My insurance company (renter's insurance) wrote me a policy that waived the deductable for water damage if I had it installed. Was well worth it to me.

If the sensors detect water, they shut off the water main. I've had it go off when the dishwasher flooded my kitchen once, and when the drain on the clothes washer overflowed (was an UPSTAIRS washer/dry closet).

Water Cop water alarm and automatic shut off flood prevention
 

beckyd

Large Fish
Mar 16, 2009
381
0
0
#13
Orange cones- Thanks, I'll check that out. I do not ever want to replace this flooring again! So, if my 9yr old house busts a pipe, this would come in quite handy.

Well, the insurance adjuster just left. The good news is that we did so much work on our own cleaning up and moving the other tanks etc, that our deductible is covered! Isn't that amazing! They took the amount of hours we have worked and will work to put it all back again and calculated what they would have paid someone to do it for us. I just got paid to move my own tanks around. Cool. Oh well, this is my third day off in a row and even though they applied a good hourly rate, I still make more than that at my real job. My real job is also easier on my back! They will even cover the amount that our electric bill goes up because of all the drying equipment. I feel fortunate that we are getting out of this financially unscathed. Now, if I can keep my husband from divorcing me, all will be well!
 

lauraf

Superstar Fish
Jan 1, 2010
2,181
0
0
Vancouver, British Columbia
#15
That's all awesome news. I hear ya on the impending divorce - teehee. My husband is wondering if I'll ever think about what to feed him for dinner before I think about my fishies' dinner ;)
You can use the $$ you 'saved' for the marital counselling.
 

xarumitzu

Large Fish
Jun 27, 2009
131
0
0
Kalamazoo, MI
#17
I feel for you Becky. I live in Michigan and on Christmas Day two years ago it was a bit warm. Our basement walls cracked and all the snow that was melting came right in through the wall. Glad everything was okay though.