Druxcyck - I may need to reread Dummies guide - however if it's saying that live rock won't work for a fish only tank , then basically it's talking rubbish. There are some situation when FO tanks for real big, messy fish will overpower the filtration in a LR system and people rely on wet/drys and a whole lot of other complex technology, but as a newbie I can assure you you do NOT want to go there - it is on another planet maintenance wise.
More constructive criticism - you son't want to bother with inverts like corals as they are difficult (yes, and unforgiving of poor maintenance), but you do want an anemonae - well I can assure you anemonae are pretty much as tough to keep alive as you can imagine - if you want to keep one, you will be going to reef standards of lighting and water quality. A desirable, but not a good choice. They can live for centuries in the wild, I doubt 5% of captive ones survive more than 6 months.
Picasso triggers can grow fast, and get big for a 55. Shame, they are nice. They will eat inverts too, including the anemonae. Yellow tail damsels aren't a bad choice , I like these too.
Not all inverts are hard, some are pretty easy.
Substrate - I don't like crush coral as usually it's too coarse and debris gets stuck in the gaps and becomes a nitrate farm. I like sand myself - if you're careful you can hoover of the top, and when it becomes live it'll keep itself clean. Snaila and hermits will help clean it too. Some people like thin, some people deep sand beds - you need to read up on this.
If I was you I'd first get Mike Palettas book, as well as a few other modern books by Martin Moe or Robert Fenner. I'd take the 55, keep what lighting it has (what has it). Brew up the water, put in a thin layer of sand. Leave it a few days to settle, keep powerheads running. Put in a bag or 2 of live sand. Put in live rock, leave it till ammonia and nitrite are zero. Leave it some more. Put in some hermits as a clean up crew. Check levels. Leave a week, put in yellow tail damsel. Then slowly add other fish, and see what inverts come out of live rock.
This will take a while, but you should get a good stable, simple system that doesn't kill you.
Go to find lfs's - have you done a google search on 'Aquarium Daytona Beach' - go to some of the places listed and see if they're any good. How do they do it, what do they recommend? Tell them you want it simple. For godsake don't rely on petco - been to coralreefexpress.com