S. Reef - what rio.
Lets look at some numbers
Rio 600 - Max GPH 200- GPH at 4 feet = 0 9.5 Watts p hour
Rio 2100 - 692 - 375 - 25
Rio 600 - 0 gallons at 4 feet - 4 is a big way from sump to tank, but remember a 90 degree bend is worth a foot! Mind you these are cheap pumps, 15 and 35 dollars....
If you go the Drs Foster and Smith site you can find flow charts for some pumps they sell. Typically water pumps lose much less flow at a given head, especially low head heights like 4 or 5 feet.
I have no idea of the wear and tear effects of extra head on these pumps, but I doubt it does them any good...
SO you need to say to your self I have this big a tank on this size stand. I will plumb it this way with x number of 90 degree bends, and I want x gallons per hour to come out. Thus I will need this big of a pump, which will cost y dollars to buy and z dollars to run.
And then buy one size bigger.